BIG POSSIBILITIES START HERE

Your first
earnings.
Your next chapter.

That first paycheck is a big deal. Learn what it means, what life really costs, and how to turn your earnings into something you want.

Free tools. Clear answers. Built for teens.
YOUR MONEY. YOUR POSSIBILITIES.↗
First Earnings Project origami bird
PAYDAY, WITH A PLAN✓
My take-home pay
$240.00
Everyday spending$120
My next big goal$80
A little breathing room$40
One paycheck. More possibility. ↗
✦
Small steps.
Big future energy.
Illustrative plan. Your priorities may differ.
Understand your paycheckSee the whole costSave with a purpose
01 / Find your starting point

Money gets easier
when it makes sense.

You don’t need to know everything. Start with the question that’s on your mind right now.

01 / FIRST PAYCHECK ↗

“I just got paid.
Now what?”

Make sense of the numbers on your pay stub and decide where your money goes next.

Understand your paycheck ↗
02 / THE REAL COST ↗

There’s more to it
than the price tag.

A car, a new hobby, your first move. See the extra expenses before you commit.

Explore the real cost ↗
03 / SAVE TOWARD SOMETHING ↗

Make “one day”
a little closer.

Pick something that matters to you and turn it into a realistic weekly savings plan.

Build your savings plan ↗
PUT YOUR NUMBERS TO WORK

A tool for your next move.

Plan a paycheck, log work hours, check a purchase, or split savings between two goals.

Explore all six tools ↗
NO PERFECT PLAN REQUIRED

A good place
to get going.

One question, one useful tool, one next step. That’s all it takes to begin.

01

Find your question.

Start with what’s happening in your life: a paycheck, a purchase, or a savings goal.

02

Make it make sense.

Use a short guide or simple calculator to understand the numbers.

03

Take your next step.

Check your pay, research your costs, or choose an amount to save.

A small step toward a big goal.

Choose a savings goal and find a weekly amount that works for you.

Build my savings plan ↗